TDSR & MSR Calculator
Maximum instalment and loan under the TDSR and MSR limits.
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Rates used
| Rule | Limit |
|---|---|
| Total Debt Servicing Ratio (TDSR) | 55% of gross monthly income |
| Mortgage Servicing Ratio (MSR) · HDB flats and ECs | 30% of gross monthly income |
| Interest rate floor · residential | 4% |
| Interest rate floor · non-residential | 5% |
| Haircut on variable income | 30% |